Old Age Security

In: Social Issues

Submitted By cil1977
Words 1904
Pages 8
The Canadian pension system, funded from the Government of Canada’s general revenues is comprised of three programs. The Old Age Security (OAS) program includes the basic OAS pension, the Guaranteed Income Supplement (GIS), and the Allowance for Survivors.(social work) Old Age Security provides benefits to Canadian residents at the age of 65 and who have resided in Canada for more than 10 years after age 18. To receive the full monthly benefit of $540.12, an individual must have lived in Canada for a period of 40 or more years after the age of 18. OAS benefits are not dependant on paid employment or the income of a spouse or partner. Individuals who earn more than $69, 562 will have their OAS benefits “clawed back” and those with an income exceeding $122, 772 are not eligible to receive the OAS benefit. The Guaranteed Income Supplement provides benefits to low income seniors who are also receiving OAS.
The federal government has recently introduced policy changes to the Old Age Security and (GIS) benefits, specifically increasing the age of eligibility from the current age of 65 to 67. These changes are to be fully implemented by the year 2029.
As an advocate for low income seniors, the policy changes to the OAS/GIS eligibility requirements will be analysis and recommendations will be made that there is no financial reason to amend the Old Age Security Act and in doing so the adverse affects to lower income earners will be numerous.
The Canadian government, under Conservative leadership, is reforming the Old Age Security Act with the goal of ensuring that the program is sustainable for future Canadian generations. Introduce in the Economic Action Plan, commencing in 2023 the age of eligibility for OAS and GIS benefits will increase from the age of 65 to 67 and will be fully implemented by the year 2029. In addition to increasing the eligibility age for…...

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