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Tae Kag Nawong

In: Business and Management

Submitted By govs1906
Words 1008
Pages 5
Smaller Famillies
Having a smaller family is a springboard for giving future generations the chance of greater prosperity. A small family gets the advantages of a quieter home, cleaner home and possibly more money to spend on holidays. It's also not a struggle to bring your family of one or 0two children to the shops or a restaurant or even holidays. However a small family gets the disadvantage of a lonely child. Big families are more fun and usually a bit more daring and adventurous. Children from small families are often more spoilt than children from a bigger family, especially if you have one child. They might find it harder to make friends, share and socialize. A bigger family gets the advantage of children that are never lonely and have had to share and make friends easily. Big families often have more fun and an excuse to get out more. Children from a big family appreciate their siblings when they are older more then they would when they are younger. However a big family gets the disadvantage of less attention. This might make them frustrated or upset. Siblings don't always get along as well, It can be a pain trying to bring your family down to the shop, cinema and especially a fancy restaurant.
There are some very clear benefits to having a small family; * Each child receives more parental attention and educational advantages, which generally raise her self-esteem. * Children in small families, especially first and only children, tend to have higher school and personal achievement levels than do children of larger families. * The financial costs of maintaining a household are lower. * It is easier for both parents to combine careers with family life. * The general stress level is lower because there often are fewer conflicts and less rivalry.

Early Retirement
The increasing numbers of recent retirees, along with the hordes of people waiting at the gates, give politicians headaches as they try to figure out how to finance Social Security and pay the medical bills covered by Medicare.
2 trends in retirement
Public policy can affect financial incentive to retire through different channels. First it can affect replacement rate is, ratio of amount of income in to income when in paid work force. A high replacement rate means opportunity cost of leisure, in terms of foregone consumption, is low, making a relatively more attractive option. Replacement rate facing a worker at a particular age can be influenced by policies determine eligibility for a pension or similar benefit, conditions might attach to benefit, and net level of pension entitlement. Second channel of influence is through changes in net pension wealth occur when a worker defers . Such a deferral may result in a larger future annual pension entitlement, but for a smaller expected number of years. If discounted value of pension stream is less than discounted value of pension stream available by retiring today, n continuing to work carries an implicit tax. Conversely, if pension wealth increases by working an additional year, there is a subsidy to delay retirement way in which a country’s public pension entitlement formula responds to changes in earnings and years of contribution will clearly affect this incentive. Less directly, public policies encourage or discourage development of voluntary private and occupational saving schemes may affect incentive, since such schemes provide further options, such as lump-sum benefits at an earlier age.

Change in Consumer Spending Patterns
As consumers elsewhere in the world become more sophisticated, their spending does not appear to follow traditional paths, such as Maslow's hierarchy of needs or U.S. patterns. Basic Consumers spend primarily on food and personal care (spending on food will reach $275 billion by 2020). They tend to work far from home, so they spend more on travel, postal services, and lodging; they are beginning to buy newspapers and magazines, and purchase jewelry as a means of storing value.
These consumers like to splurge on restaurants, cars, clothing, cultural pursuits, and financial services. They reside in the mature economies of Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Italy, the Netherlands, New Zealand, Norway, Sweden, and the United Kingdom, along with the Czech Republic and Thailand. Japan also falls into this spending pattern, although unlike the others, its citizens spend significantly more on education and social protection and much less on vehicles and food items.
Importantly, many of these countries have an aging consumer base, so spending habits could change over the long term. However, we do not expect major changes to occur before 2020.
The hospitality industry must calculate the behavior of the consumer spending patterns to be able to meet their wants and needs, basically it depends on travel in a luxurious cruise, but if the economy fluctuates higher or double it would be possible for any of us to leave luxuriously.

Greater Disposable Income
Disposable income, the amount of money that households have available for spending and saving after income taxes have been accounted for. Disposable personal income is often monitored as one of the many key economic indicators used to gauge the overall state of the economy.
The hospitality industry is a several billion dollar industry that mostly depends on the availability of leisure time and disposable income. A hospitality unit such as a restaurant, hotel, or even an amusement park consists of multiple groups such as facility maintenance, direct operations (servers, housekeepers, porters, kitchen workers, etc.), management, marketing, and human resources.
Hotel jobs or Hospitality Jobs means gaining valuable skills which will earn you money anywhere in the world. Hotel career offers jobs in one of the world’s fastest growing sectors, more flexible working hours than your typical 9-5 jobs, allowing you to fit work around your family responsibilities, you have fun while getting paid, good way to earn extra money and often Hotel Employers provides uniforms, meals, pension, incentive programs.

Trends influencing the hospitality industry and Trends affecting the future of hospitality industry

Submitted by: Ms.Angelie G. Tampus And Ms. Jennifer Campo

Submitted to: Mr. Leoñito Q. Mordeno…...

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